Direct Line is taking the industry leading step of ongoing to offer the 'Driving Other Cars' cover as standard in its car insurance policies. Direct Line is highly proactive in protecting its customers against uninsured driving and is the only insurer that does not penalize its customers who are hit by uninsured drivers. Any inclusive Direct Line policyholder who is hit by an uninsured driver keeps their no claims discount and is not liable to any policy excess.
June 1, 2006
Car insurance - Direct Line Protect Customers
December 29, 2005
Moving?? Be prepared for a hike in your car insurance rates
Discriminatory pricing of car insurance in California has reached such ludicrous levels that merely moving across the street may result in a rise in your car insurance rates. This is what the analysis of California’s largest insurance carriers trio has revealed. This difference exists due to the fact that demographic factor such as population density etc. are not considered at all by the auto insurance carriers.
November 29, 2005
Mississippi Increases Minimum Auto Coverage Requirement
Recently Mississippi announced they were doubling the minimum required car insurance coverage. Liability coverage is still all that is needed, but the policy minimum for injury / death and property damage doubled. This does not mean car insurance prices will double, as many insured motorists were already insured above the state minimum.
The Sun Herald reports:
The amount of liability insurance coverage required to pay for damages to vehicles and other property in an accident will increase from $10,000 to $25,000. Claims paid out under this coverage can include the other person's medical bills and repairs to the other person's automobile or property.
The coverage needed to pay for injury or death will increase from $10,000 to $25,000 for one person, and from $20,000 to $50,000 for injury or death involving two or more people.
They also gave examples of how automotive insurance rates may change
A 38-year-old married female living in Jackson, driving a 2004 Nissan Altima with no tickets or violations would pay about $505 for a six-month policy, but that would increase to $572 after the law takes effect.
A 35-year-old single male living in Jackson, driving a 2004 Toyota Camry with no tickets or violations would pay about $527 today for six months coverage, increasing to $604 after the new year.
"How much more you will pay depends on three things: Your current level of liability limits, the new limits you choose - you can choose the new minimum limits or an amount greater than the new minimum limits - and the coverages you buy," Granger said.
November 18, 2005
San Antonio Cracks Down On Uninsured Drivers
Driving around San Antonio uninsured will soon cost you far more than a standard fine. Starting January 1st any driver caught without insurance will
- be ticketed
- have their car towed to the pound
- not be able to get their car back until they show proof of insuranceRead
Read more: Car Insurance Crackdown
November 16, 2005
Massachussets Car Insurance Scalping to End
Massachussets is currently the only state to offer a one-rate automotive insurance system. Over the years well connected insurance companies have leveraged their positions and smiled as they gleefully watched the rates go up.
Attorney General Tom Reilly called for an 18% reduction in state auto insurance rates, and Governor Romney wants to do away entirely with the one-rate system. WCVB reports:
A group headed by the auto industry has produced commercials blasting [Governor] Romney's plan, but drivers in Massachusetts pay the fourth-highest car insurance rates in the country and Romney says he wants to change that. The state sets one rate for all companies -- the only state to have a one-rate system.
Romney's plan would establish a competitive system, mandating a 5 percent reduction for clean drivers the first year and setting a 15 percent maximum hike for bad drivers. Drivers would have three years instead of six to wipe their records clean of violations, and there would be no automatic penalty for teenagers with clean records. If drivers receive five surcharges in three years they must undergo training or lose their licenses for 30 days.
